InsuranceByLaura
Independent agent · Colorado-based

Coverage that fits your life — not a quota

Laura has spent 15+ years helping Colorado families and businesses find insurance that actually makes sense for them. No pressure, no jargon — just honest advice from someone who knows the market and cares about getting it right.

8+years in insurance
500+Colorado clients served
10+carriers to shop from
39states licensed

From the claims desk to your corner

Laura started her career on the carrier side — processing claims, reviewing policies, and watching firsthand how coverage gaps turned difficult moments into financial disasters. She saw the same story repeat: people who thought they were covered, weren't.

That experience shaped everything. She moved to the independent side so she could actually fix the problem — helping people understand what they're buying before they ever need to file a claim.

Going independent

Why independent matters — and what it means for you

A captive agent sells one company's products. An independent agent shops the whole market. When Laura evaluates your situation, she's comparing real options across 10+ carriers — not steering you toward whatever pays the highest commission.

That independence is the foundation of everything she does. It's why clients stay — and why they send their families and colleagues her way.

Laura, independent insurance agent based in Colorado

Laura, serving Colorado families and businesses since 2018

See all coverage options

How a conversation with Laura actually works

There's no script. Laura starts by listening — what you have now, what's changed, what keeps you up at night. From there she builds a picture of what coverage makes sense, explains the trade-offs in plain language, and gives you options without pressure.

Most clients get their first quote within 24 hours. Many end up saving money. All of them leave knowing exactly what they're covered for.

The independent difference

Insurance should protect you — not confuse you into buying more than you need.

Laura's job is to make sure you understand every policy before you sign it, that you're not paying for coverage you'll never use, and that when something goes wrong, you're actually protected. That's it.

What working with Laura looks like

Three things that stay constant, no matter what you're shopping for.

Your interests first

As an independent agent, Laura works for you — not for any single carrier. She shops across 10+ companies to find coverage that actually fits your life and budget.

Plain language, always

Insurance is complicated enough. Laura translates policy-speak into plain English so you know exactly what you're covered for — and what you're not — before you sign anything.

A real person, not a portal

When something happens, you call Laura directly. No 1-800 numbers, no chatbots. She knows your policy, your situation, and how to get things moving fast.

Areas of specialty

From individual health plans to business advisory, Laura brings focused expertise across a wide range of coverage and consulting needs.

Personal insurance

Health insuranceAccident insuranceLife insuranceDental insurance

Medicare & life

Medicare supplementsFinal expenseAnnuities

Business consulting

Business advisoryTariff recoveryCost-saving strategiesEmployee benefitsRetirement planning

Credentials & background

Licensed since2018
Home stateColorado
License typeHealth, Accident & Life
Carrier appointments10+ carriers
SpecialtiesHealth, accident & life insurance · Dental · Medicare supplements · Final expense · Annuities · Business advisory · Tariff recovery · Cost-saving strategies · Employee benefits · Retirement planning

Licensed in 39 states

Wherever you are, Laura can likely help.

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Ready to talk coverage?

A free quote takes about 15 minutes. Laura will review your situation and come back with real options — no pressure, no runaround.

Get a free quote
InsuranceByLaura

Licensed in Colorado and 38 additional states. Independent agent — shopping multiple carriers to find the right fit for you.

Get in Touch

(970) 441-1915
Zenith Advisors[email protected]

Holyoke, Colorado

We do not offer every plan available in your area. Currently, we represent a limited number of organizations that offer Medicare plans in your service area. Please contact Medicare.gov, call 1-800-MEDICARE (1-800-633-4227), or contact your State Health Insurance Assistance Program (SHIP) to learn about all of your Medicare plan options.

InsuranceByLaura is an independent insurance agency and is not affiliated with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or the Federal Medicare Program.

© 2026 InsuranceByLaura. All rights reserved.

Health, Accident & Life · Licensed since 2018 · Colorado and 38 additional states